Have you seen the book, The Declaration Of You!: How To Find It, Own it, and Shout it From the Rooftops yet? In case you haven’t, I am providing you with this beautiful image to gaze upon:
Nice right? It was written by my pals Jessica Swift and Michelle Ward and I think you’ll like it. I like the idea so much, I agreed to be in it and you can find me on page 90! I talk about money, which is something I think we could all stand to talk more about.
Money comes up a lot in my work. I help people price their goods and services, I help future authors figure out book advances and I charge for my own services, which means I talk about my rates with prospective clients.
Money. We all want it, we all need it and we all want to know more about it. The thing is money feels so PERSONAL to many of us and it can be a tough subject.
While I haven’t always had a great relationship with my own money, we’re on much better terms now. I would even say we’re friends. It’s a relief to be on better terms with my bank accounts, my personal one and my business one, but it didn’t happen overnight. It took me a long time to cozy up and get down to making it work for me.
Here are a few things I did to help me get over my money making, spending, and earning fears:
1- I recognize when my money is useful. This means, when I have to pay bills or spend money that I wasn’t intending on spending – like SURPRISE! NEW BRAKES are needed! or an almond cracks my tooth at a pizza parlor (true story), or that dang student loan needs paying for oh, maybe 15 years or so – I try to stop and recognize what my money is doing for me. When I am writing that check or filling out the online bill pay – I thank the out-going money. I know that may sound a little silly, but it works for me. Recognizing that I CAN pay for these things, while it may not be fun, it is a blessing. So for serious, I write a check for car insurance, and I thank those dollars. I look at them as keeping me and my family safe. I try to see that money as not something I owe, but something I’m glad to use to get something else that I want – a car that is covered if I should need it.
I am self-employed and so is my husband, which means we pay for health insurance out of pocket. We haven’t been to the doctor in months (thank goodness!) but when I mail away that check, it is with gratitude in my heart. This prospective helps keep money worries in check for me and I’m glad I started doing it.
2- I keep a list of the money I can expect to come in by my desk. This is a reminder to keep working. Also, if I am feeling spendy, I keep a Post-It note by my monitor and I keep a running list of the totals of things I want to buy. Not only does this keep my bank balance in check, it often amazes me at how much I want to spend and on what.
3- I tithe. I donate a portion of what I make to various small businesses. Sometimes I do Kiva loans and sometimes I troll Kickstarter or Indiegogo and donate money that way. I look for projects that either need a boost to get over the finish line or projects that have just begun and could use a mental boost from having a stranger invest in them. I almost always look for handmade, crafts, or art-related businesses and projects to fund. This has lots of positive effects. Naturally, it feels really good to help people. I also feel like I’m giving back to the community that supports me – and that is a wonderful feeling. Giving back 15% of my income is the right thing for me to do, and it makes me feel oddly rich! Try it!
4- Recently, I started acknowledging how money makes me FEEL and focusing in on those feelings. I gotta tell you I learned this from Abraham-Hicks and I’m surprised at how well it works for me. What I mean is, if I have to pay my monthly bills, I focus in on how I feel having the things I’m paying for. Like when I pay my health insurance I feel protected. When I pay my credit card statement, I feel grateful for my credit score. When I pay for shoes, I feel lucky. When I pay for groceries, I feel healthy. When I pay for a plane ticket I feel broke – air fare is pricy ya’ll! Just kidding – when I buy pane tickets or book hotels, I feel adventurous! Zeroing in on how spending my money makes me feel has changed my prospective quite a bit. I actually feel more financially stable than I used to, even though I make roughly the same amount of money that I used to.
Do you have any tips about money you can share? I’m sure we’d all love to hear them! Leave your tip or comment on this post and I’ll draw a name and you could win a copy of The Declaration Of You! Be sure to leave your actual name and a way I can contact you if you win.
Find out more about The Declaration of You! by visiting the website. Jess and Michelle are hosting a big blog tour and they share all blog posts about the book and even host weekly discussions about the books various topics weekly on Facebook. Check out their Facebook page! You can also watch their adorable book trailer here.